Before you read on however, you should know that: We do not increase credit limits on request. This aims to help you get used to how a credit card account works. This help article explains how the credit limit on your Vanquis account can be changed. Go over your credit limit. This help article explains how the credit limit on your Vanquis account can be changed. I'll always stick with Vanquis as its positive on my credit file and with its 3500 limit helps my credit utilisation. Not that I. This help article explains how the credit limit on your Vanquis account can be changed. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. As a responsible lender we want to be sure you can comfortably manage your repayments. I conclude that paying interest on the balance wont necessarily trigger limit increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Bad credit + no interest = too risky to give you more credit. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains as the credit limit on your Vanquis account can be turned. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. For further details, please refer to your credit card terms and conditions. The Aquis variable APR of 29. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase credit limits on request. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Aquis Vs. You also have a CCJ and the credit limits on your other accounts are very low, suggesting don't have much spare cash available every month. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase credit limits on request. As a responsible lender we want to be sure you can comfortably manage your repayments. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. paying off at least the minimum amount each month. I got the credit limit increase letter on 19th July, saying my limit will increase after my August statement. This aims to help you get used to how a credit card account works. Chrome Credit Card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Vanquis credit jokers can deliverable to people with a poor credit rating or no credit history both allow this people to, both, got access in credit furthermore to build their credit evaluation. Before you read on however, you should know that: We do not increase credit limits on request. Changing your credit limit. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. As a responsible lender we want to be sure you can comfortably manage your repayments. Credit limits for new customers are set at a maximum of £1000 and can be as low as £150. Touch FeaturesCredit set between £250 furthermore £1,500Chance to increase credit limits up to a maximum £4,000Credit boundary proofed every 5 months£10 monthly Select Region United States You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This aims to help you get used to how a credit card account works. This aims to help you get used to how a credit card account works. Can I request a credit limit increase? You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. My statement date was the 18th of August. As a responsible lender we want to be sure you can comfortably manage your repayments. As a responsible lender we want to be sure you can comfortably manage your repayments. I conclude that paying interest on the balance wont necessarily trigger limit increase. This guidance says that Vanquis should’ve taken account of whether Mr H was likely to be able to meet his repayments in a sustainable manner, You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Increasing your limit means you have more flexibility to spend. Before you read on however, you should know that: We do not increase credit limits on request. 9%. Increasing your limit means you have more flexibility to spend. This help article explains how the credit limit on your Vanquis account can be changed. You can set and control how we communicate with you about your credit limit by calling our automated. Balance Transfer Happened Twice! stu146 Posts: 8 Forumite. Check my eligibility. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. As a responsible lender we want to be sure you can comfortably manage your repayments. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Increasing your limit means you have more flexibility to spend. Before you read on however, you should know that: We do not increase credit limits on request. As a responsible lender we want to be sure you can comfortably manage your repayments. If you do go over your Credit Limit You will incur an overlimit fee of £12 I t could be bad for your overall credit score Don't miss out on your credit limit increase to £xxxxx We'd like to offer you a credit limit increase but we need some important information from you (which will be income and expenditure, rent, bills etc paid a month. Increasing your limit means you have more flexibility to spend. It dropped off my credit file last week. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. vanquis increase. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. This means that you can use your thimbl. As a responsible lender we want to be sure you can comfortably manage your repayments. I got accepted and was given a card with £1500. My Aqua card started at £400 - and after 6 months it's up to £1700. As a responsible lender we want to be sure you can comfortably manage your repayments. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Current Debts. Before you read on however, you should know that: We do not increase credit limits on request. Your credit. This aims to help you get used to how a credit card account works. Just had another increase on my Vanquis card to £2500 limit. Before you read on however, you should know that: We do not increase credit limits on request. Vanquis Bank can be contacted at its registered office, which is at No. You can set and control how we communicate with you about your credit limit by calling our automated. Depending how you pay it off, there could be a delay before monies arrive and release credit. hi i have vanquis card which got in sept 2013 with limit of £250 than in january got increase to £500 i pay full balance of monthly and never late so with l… My Vanquis card started with a limit of £450 - no increases at all for the first 8 months - and then up to £2000. Before you read on however, you should know that: We do not increase credit limits on request. As a responsible lender we want to be sure you can comfortably manage your repayments. Increasing your limit means you have more flexibility to spend. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This aims to help you get used to how a credit card account works. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. This aims to help you get used to how a credit card account works. You can set and control how we communicate with you about your credit limit by calling our automated. This aims to help you get used to how a credit card account works. Before you read on however, you should know that: We do not increase credit limits on request. If you want increased limit then the best thing to do is to use the card as close to the limit as you can, surely you can easily do that if the limit is 250 or so. You can set and control how we communicate with you about your credit limit by calling our automated. This aims to help you get used to how a credit card account works. Before you read on however, you should know that: We do not increase credit limits on request. This aims to help you get used to how a credit card account works. Before you read on however, you should know that: We do not increase credit limits on request. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. I was struggling with my credit score and got pre-approved for a Vanquis card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. paying on time. This help article explains how the credit limit on your Vanquis account can be changed. Increasing your limit means you have more flexibility to spend. This aims to help you get used to how a credit card account works. Increasing your limit means you have more flexibility to spend. On first credit cards from Vanquis, the limit will be anything from £100 to £1,500, and it will depend on your circumstances. As a responsible lender we want to be sure you can comfortably manage your repayments. You can set and control how we communicate with you about your credit limit by calling our automated. As a responsible lender we want to be sure you can comfortably manage your repayments. Increasing your limit means you have more flexibility to spend. You can always ask for an increase, but to save you time, we'll get in touch as soon as you could get one. You can easily set up a Direct Debit on our app and choose a payment date that suits you. Had mine since October and got an email last week to say they will increase my credit limit from £250 to £500 in Feb. 26 February 2015 at 1:20AM Ok before you all say, yes I know they're very high interest, but it's all I'm eligible for currently and I want to start rebuilding my credit. Increasing your limit means you have more flexibility to spend. As a responsible lender we want to be sure you can comfortably manage your repayments. As a responsible lender we want to be sure you can comfortably manage your repayments. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 34. Know your credit limit. We aim into give you a credit max that reflects your needs additionally your ability to manage respective credit accounts. This aims to help you get used to how a credit card account works. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. App works well. As a responsible lender we want to be sure you can comfortably manage your repayments. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. This help article explains how the credit limit on your Vanquis account can be changed. Stay within the credit limit, always pay on time, and work to increase the credit limit over £1,000. Increasing your limit means you have more flexibility to spend. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. • Set up and manage Direct Debits through. As a responsible lender we want to be sure you can comfortably manage your repayments. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Increasing your limit means you have more flexibility to spend. Before you read on however, you should know that: We do not increase credit limits on request. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. Increasing your limit means you have more flexibility to spend. This aims to help you get used to how a credit card account works. This aims to help you get used to how a credit card account works. Current Debts. For anyone with poor credit, a potential first credit card could be an alternative if you can’t get a card elsewhere; initial credit limit from £ 150 to £ 1,000; likely credit limit will increase. VAT number 180555952. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Representative example: When you spend £1,200 at a purchase rate of 34. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. . Top features of the Vanquis Credit Card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This amount shows what you have left available. Subsequently, Is it bad to ask for […]This help article explains how the credit limit on your Vanquis account can be changed. We need to ensure you are keeping these. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. 0. We review customer accounts every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. You can set and control how we communicate with you about your credit limit by calling our automated. Increasing your limit means you have more flexibility to spend. As a responsible lender we want to be sure you can comfortably manage your repayments. You'll be able to: • View your current balance and available spend. Increasing your limit means you have more flexibility to spend. Before you read on however, you should know that: We do not increase credit limits on request. 1. This help article explains how the credit limit on your Vanquis account can be changed. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 0. With this credit card you could: improve your credit score if you manage your card responsibly. Credit card balance This quantity shows instructions much you have spent on your credit card at a. write a review. • Check your latest transactions including pending transactions and payments. As a responsible lender we want to be sure you can comfortably manage your repayments. This aims to help you get used to how a credit card account works. This aims to help you get used to how a credit card account works. This is better than just paying off the minimum amount on your credit card each month. Use too much of your available credit. I applied for a Tesco Bank credit card with the 0% Interest for the next 3 years. This help article explains how the credit limit on your Vanquis account can be changed. As a responsible lender we want to be sure you can comfortably manage your repayments. Check your transactions. My Capital one card has been slower on the increase - from £400 to £650 - and I've just gotten a Barclaycard Initial at the maximum initial credit limit of £. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. This aims to help you get used to how a credit card account works. Before you read on however, you should know that: We do not increase credit limits on request. As a responsible lender we want to be sure you can comfortably manage your repayments. Paying before the due date proves you can use your card responsibly. Before you read on however, you should know that: We do not increase credit limits on request. This aims to help you get used to how a credit card account works. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. As a responsible lender we want to be sure you can comfortably manage your repayments. We may increase your minimum payment. My wife had a vanquis card which started with £300 limit, within a couple of months they increased it to £1500 and gave her a gold card. As a responsible lender we want to be sure you can comfortably manage your repayments. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. Forumite. This help article explains how the credit limit on your Vanquis account can be changed. In May 2011 Vanquis increased the credit limit to £1,500. This aims to help you get used to how a credit card account works. You can set and control how we communicate with you about your credit limit by calling our automated. In 2019 the credit card fell into arrears and was closed. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Increasing your limit means you have more flexibility to spend. This aims to help you get used to how a credit card account works. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. View our credit card A simple online credit card application process If you opened your first credit card with the likes of Vanquis, Newday (aqua, marbles, etc) or Capital One, the likelihood is that you will get an automatic credit limit increase after about 4 months if you use your card, make payments on time and don't go over your credit limit. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This aims to help you get used to how a credit card account works. Increasing your limit means you have more flexibility to spend. A tailored credit limit As a new customer, you'll start with a tailored credit limit with room to grow. Before you read on however, you should know that: We do not increase credit limits on request. If Vanquis Bank is able to offer you this deal, the offer will specify a personalised credit limit based on Vanquis Bank's assessment of your situation. Here's how the Aquis compares: The minimum credit limit on an Aquis card is £250, which is higher than the £150 minimum limit on Vanquis's Classic card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. , your representative rate is 34. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Download it now and take advantage of these features and more: View your PIN and card details. will. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Vanquis - 5th Month Limit Increase. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This aims to help you get used to how a credit card account works. Before you read on however, you should know that: We do not increase credit limits on request. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. I went from £250 in Feb'09 to £500 to £1250 to £1500 to £2250 @ 47% at the moment (I know the APR is scary, but never paid any interest (ignoring the 16p min. You can set and control how we communicate with you about your credit limit by calling our automated. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. Due to higher-than-average interest rates of 34. As a responsible lender we want to be sure you can comfortably manage your repayments. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Buttons FeaturesCredit limits between £250 and £1,500Chance to increase acknowledgment limit up up a maximum £4,000Credit limit reviewed every 5 months£10 monthly. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. 13 April 2012 at 7:03PM. Freemans £57/£150 Look Again £282/£557 JD Williams £79/£151 Vanquis £190/£257 Provident £248/£546 CCJ £453 T-Mobile £453. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Make sure you are aware of your current Vanquis Card credit limit at all times and the amount of credit available to spend. Keep in wit such: you can't request a credit limit increase; wealth review your account. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. This help article explains how the credit limit on your Vanquis account can be changed. Today's limit is £2250. We do non increase credit limits on demand. As a responsible lender we want to be sure you can comfortably manage your repayments. Freemans £57/£150 Look Again £282/£557 JD Williams £79/£151 Vanquis £190/£257 Provident £248/£546 CCJ £453 T-Mobile £453. Increasing your limit means you have more flexibility to spend. You can set and control how we communicate with you about your credit limit by calling our automated. Like it should be. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Apologies if not the right place. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. will vanquis freeze interest will vanquis text me when will vanquis increase my limit does vanquis affect credit score how long does it take for vanquis to get back to you Vanquis Bank credit cards are issued on the Visa network so can be used in millions of places in the UK and abroad. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. The easiest way to think. I have a number of mainstream cards but Vanquis gave me my first rung of the rebuild credit ladder. This help article explains how the credit limit on your Vanquis account can be changed. The Group’s credit card business has been operating since 2003 under the Vanquis brand and has been a key part of our Group since 2013. The OFT Irresponsible Lending Guidance applied to Mr H’s first credit limit increase. With interest rates generally over 30% +, you'd be crazy to spend large amounts and leave a balance on it every month. This aims to help you get used to how a credit card account works. In October 2015 Vanquis increased the credit limit to £2,500 and a final increase was approved in November 2017, taking the credit limit to £3,500. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. If we vary your minimum payment we will write to you to tell you. As a responsible lender we want to be sure you can comfortably manage your repayments. We are a leading specialist lender in the large and established credit card market and have a strong capital and liquidity position. As a responsible lender we want to be sure you can comfortably manage your repayments. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Credit cards. Before you read on however, you should know that: We do not increase credit limits on request. As a responsible lender we want to be sure you can comfortably manage your repayments. This help article explains how the credit limit on your Vanquis account can be changed. As a responsible lender we want to be sure you can comfortably manage your repayments. Increasing your limit means you have more flexibility to spend. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. My Vanquis card started with a limit of £450 - no increases at all for the first 8 months - and then up to £2000. You can set and control how we communicate with you about your credit limit by calling our automated. Vanquis said it's due to go on my account on the 23rd August, so its approx 5 days after your statement date. This help article explains how the credit limit on your Vanquis account can be changed. 11 June 2019 at 3:23PM. You can set and control how we communicate with you about your credit limit by calling our automated. As a responsible lender we want to be sure you can comfortably manage your repayments. You can set and control how we communicate with you about your credit limit by calling our automated. My Aqua card started at £400 - and after 6 months it's up to £1700. This help article explains how the credit limit on your Vanquis account can be changed. As a responsible lender we want to be sure you can comfortably manage your repayments. You can set and control how we communicate with you about your credit limit by calling our automated. This help article explains how the credit limit on your Vanquis account can be changed. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. As a responsible lender we want to be sure you can comfortably manage your repayments. You can set and control how we communicate with you about your credit limit by calling our automated. Increasing your limit means you have more flexibility to spend. paying off at least the minimum amount each month. After your 5th statement, you may be eligible for a credit limit increase with further increases every 5 months subject eligibility. a. This help article explains how the credit limit on your Vanquis account can be changed. This aims to help you get used to how a credit card account works. Before you read on however, you should know that: We do not increase credit limits on request. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Increasing your limit means you have more flexibility to spend. 0. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. As a responsible lender we want to be sure you can comfortably manage your repayments. Judging by your starting credit limit, it may well be one of those. If the limit on a card is lowered by $2,500 but the balance stays the same, your credit utilization rate would increase to 67% ($5,000 divided by $7,500)—which would likely hurt your credit score. Increasing your limit means you have more flexibility to spend. Just had another increase on my Vanquis card to £2500 limit. Vanquis chrome 29. Increasing your limit means you have more flexibility to spend. As a responsible lender we want to be sure you can comfortably manage your repayments. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. 9% APR, we recommend trying to pay down your full balance every month. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase limits on request. Increasing your limit means you have more flexibility to spend. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Increasing your limit means you have more flexibility to spend. This aims to help you get used to how a credit card account works. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. • Check your latest transactions including pending transactions and payments. This help article explains how the credit limit on your Vanquis account can be changed. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. As a responsible lender we want to be sure you can comfortably manage your repayments. This help article explains how the credit limit on your Vanquis account can be changed. View our credit card A simple online credit card application processTo help you control your spending and payments, our credit card offers come with a tailored credit limit. * To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. This amount shows what you have left available. Increasing your limit means you have more flexibility to spend. Here's how the Aquis compares: The minimum credit limit on an Aquis card is £250, which is higher than the £150 minimum limit on Vanquis's Classic card. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can easily set up a Direct Debit on our app and choose a payment date that suits you. As a responsible lender we want to be sure you can comfortably manage your repayments. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We review your account and eligibility every 5 months to check if you'd be eligible for an increase.